Aaj ke time mein investing sirf experts ka kaam nahi raha, balki har aam aadmi bhi apne smartphone se investment start kar sakta hai. Lekin sabse bada सवाल ye hota hai — “Beginners ke liye best investing apps kaunsa hai?”
Is blog mein hum simple hinglish mein baat karenge un apps ke baare mein jo India ke beginners ke liye perfect hain, unke pros & cons samjhenge, aur ye bhi dekhenge ki kaunsa app aapke liye sabse sahi rahega.
Investing apps kyu zaroori hai?
Aaj ke digital time mein investing ke liye Best investing Apps hona ek necessity ban gaya hai. Aap ghar baithe apne mobile se stocks, mutual funds, SIPs, ETFs, ya gold sab invest kar sakte ho.
App ke through aapko milta hai —
- Live market updates
- Portfolio tracking
- Quick buy/sell options
- Educational content for beginners
Matlab, aapko na broker ke paas jaane ki zarurat hai, na hi complex forms bharne ki.
Beginners ke liye investing apps mein kya hona chahiye
Agar aap beginner ho to Best investing Apps choose karte time kuch features zaroor dekhne chahiye —
- Simple aur clean interface – App aasan ho jisme navigation easy ho.
- Low charges aur transparency – Hidden charges na ho, brokerage clear likhi ho.
- Educational content – App ke andar learning videos, blogs, ya guide available ho.
- Multiple investment options – Stocks ke saath mutual funds, SIPs, IPOs bhi milne chahiye.
- Secure aur SEBI registered – App trusted aur regulated ho.
India ke Top Investing Apps for Beginners (2025 Updated List)
Chaliye ab dekhte hain 2025 ke trend ke hisaab se kaunse Best investing Apps India mein beginners ke liye best maane ja rahe hain.
1. Groww App
Groww 2025 mein bhi India ke top investing apps mein se ek hai. Ye app specially beginners ke liye bana hai. Iska design simple, modern aur clean hai.
Features:
- Stocks, Mutual Funds, ETFs, IPOs sab ek jagah
- Direct Mutual Funds par zero commission
- Real-time market data
- Free learning blogs aur tutorials
Pros:
- Interface bahut smooth
- Beginners ke liye easy understanding
- Minimum paperwork
Cons:
- Advanced charting tools limited hain (traders ke liye)
Kis ke liye best:
Jo log first time investing start kar rahe hain aur simple platform chahte hain.
Link:- groww.in
2. Zerodha (Kite & Coin)
Zerodha India ka sabse trusted discount broker hai. Agar aap thoda advanced hona chahte ho, to Zerodha aapke liye perfect hai.
Features:
- Kite app trading ke liye
- Coin app mutual fund investment ke liye
- High-speed trading platform
- Low brokerage (₹20 per trade)
Pros:
- Reliable aur SEBI-registered broker
- Data accuracy high
- Fast execution
Cons:
- Beginners ke liye interface thoda technical lag sakta hai
Kis ke liye best:
Jo log investing ke saath-saath trading bhi seekhna chahte hain.
Link:- zerodha.com
3. Upstox App
Upstox ek fast-growing investing app hai jo beginners aur young investors ke beech kaafi popular hai.
Features:
- Stocks, mutual funds, IPOs, digital gold sab available
- ₹0 account opening
- Smart charting aur analysis tools
- Referral rewards
Pros:
- Clean interface
- Low brokerage
- Instant KYC aur easy setup
Cons:
- Mutual fund section thoda limited hai
Kis ke liye best:
Jo log low-cost aur modern looking app chahte hain.
Link:- upstox.com
4. Paytm Money
Agar aap Paytm wallet use karte ho to Paytm Money aapke liye ek natural choice ban sakta hai.
Features:
- Mutual funds, stocks, NPS, digital gold sab ek hi app mein
- SIP aur auto-invest options
- Secure payment system
- Beginner-friendly design
Pros:
- Paytm brand trust
- Simple app design
- SIP start karna easy
Cons:
- Advanced analytics features limited hain
Kis ke liye best:
Jo already Paytm ecosystem use karte hain aur long-term investment chahte hain.
Link:- paytmmoney.com
5. 5Paisa App
Ye app low brokerage aur simple investing options ke liye famous hai. Beginners ke liye affordable choice hai.
Features:
- ₹0 account opening
- Auto investing feature
- Mutual funds aur stocks dono available
- Advisory option
Pros:
- Low cost
- Decent UI
- Quick customer support
Cons:
- App kabhi-kabhi lag karta hai
Kis ke liye best:
Jo log kam paiso mein investing shuru karna chahte hain.
Link:- www.5paisa.com
6. Kuvera App
Kuvera mainly mutual fund investing ke liye jaana jaata hai. Ye app beginners ke liye perfect hai jo safe aur steady returns chahte hain.
Features:
- Direct mutual funds (zero commission)
- Tax-saving ELSS options
- Goal-based investing plans
- Clean dashboard
Pros:
- No hidden charges
- Easy to use
- Financial goal setting feature
Cons:
- Stock trading option nahi hai
Kis ke liye best:
Jo sirf mutual funds aur SIP mein invest karna chahte hain.
Link:- kuvera.in
Beginners ke liye Best investing Apps Kaise Choose Kare
Aapke liye best app woh hoga jo aapke goal, risk aur comfort level ke hisaab se fit baithe.
Yahan kuch points dhyan mein rakhein:
- Agar aap completely beginner ho → Groww ya Paytm Money perfect hai.
- Agar aapko trading + investing dono pasand hai → Zerodha ya Upstox try karo.
- Agar aap low-cost mutual funds mein hi invest karna chahte ho → Kuvera choose karo.
Extra Tips for Beginners
- Start small – Pehle ₹500-₹1000 se SIP start karo.
- Avoid FOMO – Trend ke chakkar mein galat stocks mat kharido.
- Diversify – Sirf ek jagah paisa mat lagao, mutual funds aur ETFs bhi lo.
- Stay consistent – Market upar-neeche hota rahega, patience rakho.
suggestion:- top-5-finance-app-2025-apne-paiso-ko-smartly-manage-kare
Conclusion
2025 mein India ke beginners ke liye investing shuru karna pehle se kahin zyada easy ho gaya hai. Aap chahe Best investing Apps Groww, Zerodha, Upstox ya Paytm Money chunen — sabhi apps apne-apne unique features ke saath best hain.
Bas dhyan rakhiye ki aapka goal clear ho, app SEBI registered ho, aur charges transparent ho. Small amount se start karke aap financial independence ki journey confidently shuru kar sakte ho.